All marked fields need to be filled out correctly.
Your credit request is unfortunately not possible.
Unfortunately, we cannot consider your loan request due to your unemployment.
Please contact us again as soon as you have had a permanent position for more than 3 months, where you are not in the probationary period, or a temporary position of at least 12 months.
Thank you for your understanding.
Your credit request is unfortunately not possible.
Unfortunately, we cannot consider your loan application. Loans can only be granted to pensioners who do not receive supplementary benefits and currently have a pension of at least CHF 4,000.
You can also apply via your spouse if their monthly income is over CHF 4,000.
If your spouse agrees, please send us your spouse’s ID (front and back) and the last 3 payslips.
Thank you for your understanding.
Your credit request is unfortunately not possible.
Unfortunately, we cannot fulfill your request for a loan, as no loans are currently being approved with a G residence permit. However, this may change in the future.
Thank you for your understanding.
Your credit request is unfortunately not possible.
We regret to inform you that due to the short duration of your B residence permit, which is less than 12 months, your loan application cannot currently be approved. Unfortunately, loans under these conditions are currently not possible.
Please contact us if you have held your B residence permit for more than 12 months.
Thank you for your understanding.
Your credit request is unfortunately not possible.
We regret to inform you that due to the short duration of your B residence permit, which is less than 2 years, your loan application cannot currently be approved. Unfortunately, loans under these conditions are currently not possible.
Please contact us if you have held your B residence permit for more than 2 years.
Thank you for your understanding.
Your credit request is unfortunately not possible.
Unfortunately, we are unable to approve your loan due to existing debt collections, garnishments, or loss certificates. Loans under these conditions are currently not possible.
Please contact us if this information is incorrect and there is no debt collection, garnishment or proof of loss.
Thank you for your understanding.
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Loans can only be granted to people working in Switzerland.
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To be eligible for a loan, you must be at least 18 years old.
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To be eligible for the loan, you can be at most 69 years old.
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Private loan calculation example:
Loan amount: CHF 10,000 without insurance. Repayment period: 12 months
Interest (including costs) amounts between CHF 240.50 and CHF 574.25. Effective interest rate 4.5% – 11.95%. Possible loan repayment period from 12 to 120 months
Processing fees: CHF 0.-. Granting a loan is prohibited if it leads to over-indebtedness (§ 3 Unfair Competition Law – UWG)